Founded in 2017, StepEx is the only regulated provider of Future Earnings Agreements across the UK and Europe. Students pay for their qualification with a small share of the initial earnings they achieve with that qualification, meaning that course providers have an incentive to ensure they provide a relevant education and select students they believe will benefit from the course.     Typically used for postgraduate courses and bootcamps, in 2022 StepEx now has undergraduate courses on its platform.